1. OAR@UM
  2. External Research Collection
  3. Social Sciences
  4. Finance
  5. European Research Studies Journal
  6. 2016
  7. European Research Studies Journal, Volume 19, Issue 2
Please use this identifier to cite or link to this item: https://www.um.edu.mt/library/oar/handle/123456789/29007
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dc.contributor.authorZaernyuk, Viktor M.-
dc.contributor.authorNazarova, Zinaida M.-
dc.contributor.authorKosyanov, Vadim A.-
dc.contributor.authorFilimonova, Nadezhda N.-
dc.contributor.authorVershinina, Olga V.-
dc.date.accessioned2018-04-11T07:49:20Z-
dc.date.available2018-04-11T07:49:20Z-
dc.date.issued2016-
dc.identifier.citationZaernyuk, V. M., Nazarova, Z. M., Kosyanov, V. A., Filimonova, N. N., & Vershinina, O. V. (2016). Solving the problem of credit defaults in retail sector. European Research Studies Journal, 19(2), 205-217.en_GB
dc.identifier.urihttps://www.um.edu.mt/library/oar//handle/123456789/29007-
dc.description.abstractThe article analyzes dynamics of the volume and annual rate of loan delinquency of the country’s population for intermediate quarter dates, compares default retail credit portfolios with similar portfolio of organizations, and determines the main reasons for appearance of population’s debts before banks. It is concluded that it is necessary for banks to focus on development of their own tools and technologies of payment recovery, related to determination of early problematic debt for the purpose of taking preventive measures for preventing the appearance of past-due debts, which is possible under the condition of investing money assets into own analytical and technological tools. An approach to segmentation of debts and factors that could be used as indicators in the process of accompanying and servicing of credits are offered.en_GB
dc.language.isoenen_GB
dc.publisherUniversity of Piraeus. International Strategic Management Associationen_GB
dc.rightsinfo:eu-repo/semantics/openAccessen_GB
dc.subjectRetail tradeen_GB
dc.subjectDebten_GB
dc.subjectCredit -- Managementen_GB
dc.subjectCollecting of accountsen_GB
dc.titleSolving the problem of credit defaults in retail sectoren_GB
dc.typearticleen_GB
dc.rights.holderThe copyright of this work belongs to the author(s)/publisher. The rights of this work are as defined by the appropriate Copyright Legislation or as modified by any successive legislation. Users may access this work and can make use of the information contained in accordance with the Copyright Legislation provided that the author must be properly acknowledged. Further distribution or reproduction in any format is prohibited without the prior permission of the copyright holder.en_GB
dc.description.reviewedpeer-revieweden_GB
dc.publication.titleEuropean Research Studies Journalen_GB
Appears in Collections:European Research Studies Journal, Volume 19, Issue 2

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