1. OAR@UM
  2. External Research Collection
  3. Social Sciences
  4. Finance
  5. International Journal of Finance, Insurance and Risk Management (JFIRM)
  6. 2015
  7. Volume 5, Issue 1, 2015
Please use this identifier to cite or link to this item: https://www.um.edu.mt/library/oar/handle/123456789/71353
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dc.contributor.authorItoo, Rais Ahmad-
dc.contributor.authorSelvarasu, A.-
dc.contributor.authorFilipe, José António-
dc.date.accessioned2021-03-15T12:01:51Z-
dc.date.available2021-03-15T12:01:51Z-
dc.date.issued2015-
dc.identifier.citationItoo, R. A., Selvarasu, A., & Filipe, J. A. (2015). Loan products and credit scoring by commercial banks (India). International Journal of Finance, Insurance and Risk Management, 5(1), 851-860.en_GB
dc.identifier.urihttps://www.um.edu.mt/library/oar/handle/123456789/71353-
dc.description.abstractThis study describes the loan products offered by commercial banks and credit scoring techniques used for classifying risks and granting credit to applicants in India. Loan products offered by commercial banks are from several kinds, since housing loans, personal loans, business loans until education loans or vehicle loans, among many other types. All loan products are categorized either as secured or unsecured loans. Credit scoring techniques used for both secured and unsecured loans are broadly divided into two categories: Advanced Statistical Methods and Traditional Statistical Methods. Some methodologies are presented to discuss Indian situation and understand the different kind on retail loans offered by banks and the different credit scoring methods for personal finance used by commercial banks in India.en_GB
dc.language.isoenen_GB
dc.publisherISMASYSTEMS Scientific Researchen_GB
dc.rightsinfo:eu-repo/semantics/openAccessen_GB
dc.subjectBanks and banking -- Indiaen_GB
dc.subjectLoans -- Indiaen_GB
dc.subjectCredit scoring systems -- Indiaen_GB
dc.titleLoan products and credit scoring by commercial banks (India)en_GB
dc.typearticleen_GB
dc.rights.holderThe copyright of this work belongs to the author(s)/publisher. The rights of this work are as defined by the appropriate Copyright Legislation or as modified by any successive legislation. Users may access this work and can make use of the information contained in accordance with the Copyright Legislation provided that the author must be properly acknowledged. Further distribution or reproduction in any format is prohibited without the prior permission of the copyright holderen_GB
dc.description.reviewedpeer-revieweden_GB
dc.identifier.doi10.35808/ijfirm/115-
dc.publication.titleInternational Journal of Finance, Insurance and Risk Managementen_GB
Appears in Collections:Volume 5, Issue 1, 2015

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