The incidence of ATM fraud in Malta

Abstract

This dissertation establishes an in depth study on the incidence of ATM fraud in Malta. The study points out different types of ATM fraud and attacks that exist and compares their incidence in Malta with other countries. This also identifies the most common forms of attacks experienced in Malta and the methodology behind these attacks. This research also presents additional information related to the victims and offenders of such crime. The research records the perception of professionals that work in sectors related to ATM fraud and cybercrime. The respondents also give some relevant information about the offences committed. The research also includes some criminological theories that indicate what may lead an offender to offend and a general legal framework pointing to the con-sequences an offender might face after committing ATM fraud. Finally, the research includes some information related to the level of awareness we have regarding the risks bank clients have when using an ATM, and also some suggestion on how to raise fraud awareness and how to prevent being a victim.